Tuesday, September 18, 2012

Do YOU need Under 640 Fico Score Loans?

Do you have fico scores under 640? No problem, we specialize in Under 640 Fico Score Loans. Most Lenders require 620-640 fico scores. We offer loan programs from fico's between 500-579 with 10% down and only Half Percent Down with CHF Access with a minimum 580 fico score. We also offer a home loan if you have NO FICO SCORE, although you will need alternative credit to qualify. (Rent, car insurance, utilities, cell phone, rental furniture, day care, etc.

We assist many first time home buyers in the process of home ownership.
We only need a few minutes of your time to ask a few dozen questions to pre-qaulify you and determine your purchase power and how much you qualify for. Then we will need the documentation to verify and issue a pre-approval letter or DU, Desktop Underwriting, approval. We can have you out shopping for the home of your choice in the same day if you have this Needs List together. We will start you out with an email of listings fitting what criteria your looking for in a home. If you are out of area, we have associate Real Estate Agents, Brokers spreaded throughout California to accomadate furnishing listings, showing and negotiating offers at your convenience. 

This is a tough market with interest rates and home prices at record lows so we have to be aggressive. We will offer homes of all catagories to get you into escrow. Sometimes there is a lot of competition on the turn key homes and you may want to also submit offers on homes in need of carpet or paint and get it done after the close to add more odds of getting an offer accepted and into the home of your choice. We also offer 203k loans that allow repairs, remodeling of a home to what you want before you move in and without any payments until you move in up to 6 months. Give us a call and let's get you approved and out shopping today. I provide home loans throughout California. You Have Nothing to Lose and EQUITY to GAIN!

CHF Access Half Percent Down Payment Flyer        

Sheryl Arndt, Broker/Loan Officer business card

http://www.under640ficoscoreloans.com/

 
Frank & Sheryl, CHF Access, CHDAP, Stated Income, Jumbo, 203k, FHA, Conventional, USDA Rural, VA, CalVET,, High Balance, Conforming, Portfolio Loans by Sheryl Arndt, Sr. Loan Officer, Under 640 Fico Score Loans by Frank Shaw, Youtube Video